No one understands your needs like a local bank where decisions aren’t run up to the corporate office. Our employees are your neighbors and customers, living the same realities as you. Serving our community for over 70 years, we offer the flexibility, warmth and customer service that only local decision-making can provide. With five branch offices in Lake Oconee, downtown Greensboro, Watkinsville, Atlanta, and Savannah, our commitment to excellence has never wavered.